HOW TO COMPARE CREDIT BUILDER APPS IN 2024

Taxpayers urged to protect personal information as scammers escalate efforts during tax season

The IRS has launched its annual Dirty Dozen campaign with a critical warning: phishing and smishing scams are on the rise, targeting taxpayers and professionals across the U.S. These deceptive attacks aim to steal sensitive financial and personal information, threatening not just individual security—but the integrity of the tax system itself.

With scammers posing as IRS officials and other trusted entities, taxpayers must stay alert to avoid falling victim to fraud and identity theft.

As tax season continues, these scams often intensify, leaving individuals vulnerable unless they take proactive steps.

🕵️‍♂️ What Are Phishing and Smishing Scams?

Phishing involves fake emails that appear to come from the IRS or tax-related organizations. These messages often promise a large refund, or threaten legal action if you don’t respond. Clicking on the links could lead to malware infections or requests for confidential data.

Smishing is the same concept—but via text message. These scams may include messages like “Your account is on hold” or “Click here to verify your tax refund,” often accompanied by urgent language and fake links.

In both cases, the objective is to get taxpayers to click, download, or enter information—all of which can lead to identity theft or financial loss.

⚠️ Why It Matters More Than Ever

With increased use of mobile devices and a growing digital tax environment, fraudsters are evolving their tactics. These scams may target:

• Individuals expecting tax refunds
• Tax professionals managing client data
• Businesses handling employee tax records

“Scammers are relentless in their attempts to obtain sensitive financial and personal information, and impersonating the IRS remains a favorite tactic," said IRS Commissioner Danny Werfel.

And these scams aren’t just annoying—they’re dangerous. Clicking one wrong link could compromise your Social Security number, banking info, or tax return details. For some, it may even delay or derail their access to critical tax relief options.

🔐 How to Spot the Scam

Recognizing the red flags of a phishing or smishing scam is the first step toward protecting yourself. Here’s what to look out for:

• Unsolicited messages claiming to be from the IRS
• Promises of large refunds or financial opportunities
• Threats of legal action or audit
• Emails or texts that urge you to "click here" or "verify your account"
• Typos, generic greetings, or suspicious links

Pro tip: The IRS will never contact you via email, text, or social media to request personal or financial information. Official IRS communications typically come by U.S. mail.

💡 Real Tax Solutions Start With Awareness

If you’re worried about being scammed—or already dealing with suspicious messages—there are safe, effective steps to take.

✅ What You Should Do:

• Don’t click on links or download attachments.
• Don’t reply to suspicious texts or emails.
• Forward phishing emails to phishing@irs.gov.
• Report smishing texts by sending them to 7726 (SPAM).
• Delete the original messages from your inbox or phone.

For added protection, consider enabling two-factor authentication on your email accounts, especially if you're a tax professional or handle sensitive data.

🛡️ Looking for Legitimate Tax Relief? Be Cautious

Scammers prey on fear, urgency, and confusion—especially among people seeking tax relief or a tax solution. Whether you're dealing with IRS notices, back taxes, or unaffordable payments, don’t turn to just anyone offering help online.

Instead:

• Use verified sources like the IRS website or a licensed tax professional.
• Explore IRS-supported programs like Offer in Compromise, Installment Agreements, or Innocent Spouse Relief.
• Check credentials. Legitimate tax professionals should have a PTIN (Preparer Tax Identification Number) and may be a CPA, enrolled agent, or attorney.

🧾 Report Fraud and Stay Informed

If you believe you’ve encountered a fraudulent tax scheme or an abusive tax preparer, report them using IRS Form 14242 or contact the IRS Whistleblower Office.

You may also report monetary losses or scam activity to:

• The Treasury Inspector General for Tax Administration (TIGTA)
• The Federal Trade Commission (FTC)
• The Internet Crime Complaint Center (IC3)

🧠 Final Thoughts: Stay Smart, Stay Safe

Phishing and smishing scams aren’t just seasonal—they’re persistent, evolving threats that affect millions of Americans each year. Staying informed is the first and best tax solution to protect yourself from identity theft, lost refunds, and financial stress.

While the IRS works with state agencies and industry leaders through programs like the Security Summit, every taxpayer plays a role in securing the system.

If you're feeling overwhelmed by back taxes or debt, seek verified tax relief resources and professionals. Don’t let a scam stand between you and the peace of mind you deserve.